Introduction of Chime Bank Card Limited time account opening bonus of $100 update: with superimposed Swagbucks/MyPoints ...
Introduction of Chime Bank Card
Chime is a comprehensive online bank featuring no fees, free ATM withdrawals, etc. It also provides debit cards, Checking and Saving accounts. Because it is online banking, all operations can be completed through the website or mobile app, which is very convenient.
Chime’s future potential is very great. According to CrunchBase, the total investment it has received has reached $2.3 billion, and just yesterday (08/13/2021) it just received the fifth round of financing of $750 million. The future development momentum should be would be nice.
Limited time account opening bonus $100
Now by inviting to join Chime, you can get a $100 account opening bonus , and you need to complete the $200 Direct Deposit within 45 days of opening the account. After opening, you can also invite your friends and family members to join, and both parties can get a $100 reward. Click here or the button below to join:
It is recommended to open or scan the QR code below directly on your mobile phone. In the middle of the application process, you will be asked to download the app to continue. It will be much more convenient if you use it on your mobile phone:
After opening, you can see the following interface. After confirming the reward amount, fill in the Email below, and follow the prompts to activate. The application process requires SSN, no hardpull:
The Spending Checking Account activated by default provides a virtual card number and a physical card after activation, and you can choose whether to activate a Saving Account.
About direct deposit of chime bank card
Regarding the Direct Deposit method, according to the statistics on the DoC, if you cannot use Payroll, the following methods can also successfully trigger DD to get the sign-up bonus (for reference only, the data points may change):
- Ally
- Cash app
- Charles Schwab
- Chase
- Circle Pay
- Discover
- One Finance
- PayPal
- SoFi Money
- TD Bank
- Wells Fargo
- USAA
- US Bank
The author himself uses Charles Schwab Brokerage, and the $100 reward is immediately credited to the account after the transfer:
Features of chime bank card
The main features of Chime are as follows:
- No monthly account fees and overdraft fees;
- No minimum deposit requirement;
- Support free cash withdrawal from more than 60,000+ ATMs;
- Provide Checking and Saving accounts to support the cashing and sending of checks;
- Transfer money to anyone through the Pay Anyone function, it doesn’t matter if the other party does not have Chime, and can be directly deposited into a bank account;
- Support free overdraft of $200;
- Salary arrives 2 days in advance;
- Support automatic savings function;
- High security, 128-bit AES encryption, support one-key lock card in the app;
- The back-end banks are The Bancorp Bank or Stride Bank NA, both of which are FDIC members and are not afraid of bankruptcy.
Credit Builder Account
Credit Builder is a credit card account specially designed by Chime to improve credit scores , which is convenient for those who cannot apply for other new credit cards because of credit score problems.
The main principle is that this credit card account needs to deposit a certain amount of money in advance, and spend as much as you save, without overspending, and the full amount will be automatically repaid on the repayment date to ensure that there will be no overdue. These repayment records will be reported on the three major credit bureaus, and slowly the credit score will come back.
main features:
- You can activate without checking your credit history;
- no annual fee;
- No arrears annual interest rate (APR);
- This is a Visa card that can be used wherever Visa is supported.
You may have heard of a credit card called Secured Credit Card, which requires you to deposit a certain amount of security deposit and pay the full amount. However , when you apply for Secured Credit Card, you will still check your credit score, and it usually has a high annual interest rate, and you cannot set it. Set consumption limits, if you are not careful, you will still be overdrawn and will not be able to repay. Chime’s Credit Builder account doesn’t have these issues.
Fee description of chime bank card
The biggest feature of Chime is that there are no hidden charges and no minimum deposit requirements, making it easy to open an account.
- no monthly fee;
- No minimum deposit requirement;
- No Overdraft fee;
- There is no handling fee for ATM withdrawal, and it supports more than 60,000+ ATM machines, most of which are distributed in Walgreens, 7-11, CVS, etc., which is very convenient;
The following is a comparison of service fees between Chime and the other two banks for your reference:
| Chime | Chase | Bank of America | |
|---|---|---|---|
| overdraft fee | $0 | $34 | $35 |
| Minimum deposit requirement | $0 | $25 | $100 |
| monthly fee | $0 | $25 | $25 |
Account Opening Rewards on Other Platforms
There will also be Chime account opening rewards on the three platforms of Swagbucks/MyPoints/InboxDollars , which is slightly higher than the $100 invited. But according to the feedback from group friends, it is almost impossible to track it, and the risk is too great… For the sake of insurance, it is recommended to take the invitation link to be safe.
Similar bank card recommendation
These types of online mobile banks have been gaining popularity lately, and most offer free Debit Card + Checking and Saving accounts, often with hefty sign-up bonuses. Here are some similar platforms recommended by this site for your reference, and will continue to be updated in the future:
| Bank name (click to view the guide) | Account opening bonus | Account opening link | Brief comment |
|---|---|---|---|
| Chime | $100 | Click here | completely free and very popular |
| Cash App | $5 | Click here | Boost offer often has good activities and often sends money |
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source https://gift.ausacn.com/index.php/2022/03/29/introduction-of-chime-bank-card-limited-time-account-opening-bonus-of-100-update-with-superimposed-swagbucks-mypoints-double-return-to-earn-278/
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