Klarna: Purchase interest-free installments, available in the online store Registration bonus $35 Amazon gift card, 03/0...

What is Klarna

Klarna is a shopping installment payment service, which generally divides the user’s order into 4 repayments, which are repaid every two weeks. If the repayment is made on time, there will be no interest .

Klarna supports the continuation of any online and offline merchants. Some merchants integrate Klarna as a payment method (such as Bed Bath & Beyond), while others can use Klarna’s temporarily generated virtual card, and pay with the virtual card to achieve automatic installment. ,Very convenient.

activity update

We’ll be updating Klarna’s popular events here.

03/02/2022 Update: The current $35 reward for new useris officially postponed to 03/15/2022, and it may be restored to the original $10 after that, so friends who want $35 hurry up~

Sign up bonus

Currently registering Klarna through the invitation link can get a $35 registration reward . After the registration is completed, you can go to Amazon to buy a $10 Gift Card for yourself. After the first repayment, the $35 reward will be issued in the form of Amazon GC, including :

Invitation registration bonus $30 ;
Join their Rewards program Vibe for free and get another $5 .

Click here or the button below to sign up for Klarna:

Then remember to join their Rewards program Vibe for free before using it for the first time, click Rewards on the homepage, and then click “Join”. After joining, you can see that there is a $5 Amazon GC reward, including the above invitation registration reward of $30, a total reward of $35, which will be issued to the registered mailbox after the first use of Klarna.

Is there a Credit Check?

There is no need for any authentication or SSN input during the registration process. After the registration is complete, you can view all the functions of the App.

However, when Klarna uses the installment payment service for the first time, a Soft credit check will be performed to verify the identity, which will not have any impact on the credit score and will not leave any records on the credit report, so you can use it with confidence.

Official answer to this question: link .

How to use Klarna

After registering and logging in, open the App and you can see that Klarna supports both online and offline modes:

Let’s take the online merchant Amazon as an example to see how to use Klarna for interest-free installment payments.

Click on Amazon’s merchant in the App to enter its official website, click the “Pay|K” icon at the bottom, and you can view the Klarna usage of the website. Here Klarna will create an independent virtual card for this consumption, select “Pay with Credit/Debit” to pay at checkout:

The amount of this payment will be divided into four times, and only the first amount will be deducted from the payment. As shown in the figure below, if the total price is $100, you only need to pay $25 on the day, and the remaining three payments can be made in 2 weeks, 4 weeks, and 6 weeks respectively:

If all four payments are made on time, no interest is charged at all.

discount information

Klarna will summarize the discount information of many merchants, click “Deal” on the homepage to view it.

What to do with return?

If you want to return something purchased with Klarna, you can return it directly according to the normal process, and then “Report a return” in the App:

If it is a full refund, Klarna will cancel the subsequent repayment and return the repaid amount in the same way;
If it is a partial refund, the final actual payment amount will be redistributed evenly among the subsequent repayments.

Summarize

Klarna has many advantages, which can be summarized as follows:

It can relieve our shopping pressure very well, and one consumption can take an average of 8 weeks;
Support online and offline, easy to use;
If you can repay on time, there will be no interest, and it will not have any impact on your credit history;
Lots of deals, lots of discounts;
There are also registration bonuses for new users;

If you are also interested, please register Klarna through the invitation link of Us, and you can get a $35 registration reward . After registration, you can go to Amazon to buy a $10 Gift Card for yourself. After the first repayment, the $35 reward will be Will be released as Amazon GC.

Click here or the button below to sign up for Klarna: